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Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Wednesday, April 11, 2012

Raising kids in a recession...

"Even before the recession, that was more or less true. It's the dirty little secret of every middle-class person in their mid-thirties: Everybody's parents helped them out. Who do you think is paying for all those summer internships? How many new parents do you think actually have enough money for a Bugaboo stroller, let alone a down payment on a first home? And if you don't have a mom or dad who can help with ballet lessons for the kids or family vacations, God help you."

I can identify...my kids can't go to ballet lessons, or any other lessons for that matter, because I don't think I should go beg MY parents to pay for those things. Would they be nice to have? Sure! I'd love my kids to have those opportunities. But we can't afford it. Period. And ask my parents to foot the bill for my vacations? O_o. Seriously? Down payment on a home? Seriously? No, we can't afford vacations or a down payment on a home.....and we live with it. We live with thrift store clothes, ten year old cars, and long afternoons in the backyard with a sprinkler because that's the lot we're given. My husband and I both are vets, hard-working and thrifty, and we can barely scrape by. If we want something, we save a long time for it (like the facelift on our back porch, which was still done with LOTS of thrift store finds and repurposed stuff- and we felt it was a worthwhile investment b/c that's where we'll be spending our "vacations"). And we're still expected to pay on our friggin worthless student loans. Logan's starting his master's next month...will that help him find work? Maybe. Maybe not. And then it will be the most expensive gamble we've ever taken.

Yeah, it can be a crappy life. It's not like the ones we're promised in the "American dream". I have to tell my kids no ALL the time, to lessons of any kind, sports teams, name brand clothes, musical instruments, even most toys. They've learned to play with sticks, rocks, sand, random stuff in the yard, and the older generations (the ones whose kids had ponies and go-carts) tell me, "That's great! It'll build their imaginations!" Yeah, screw you. How can I look at my son playing ball in the yard and recognize he MAY have a great talent but we can't afford to put him on a measly Little League team to develop that talent. Wait for Fall Ball, son, it's free. Play with the other poor kids and have games against the other poor-kid teams, cause that will really hone your skills. I know you can fire a fastball hard enough to pop a board off the fence at age seven....but sorry, your talent has to wait until we can afford it.

We try really, really hard to make smart financial decisions. I feel guilty for paying for the good shampoo that doesn't make my hair look like fried straw like Suave does. Is that the American dream? For two people with college degrees?
And it's not going to get better. I've learned to be thrifty with my eyes closed...cheaper groceries, cheaper clothes, all thrift store, all repurposed, grow your own vegetables, cut meat out of your diet except once a week....and this is how I raise my kids. Am I to tell them to aim for college? Should they even go to college? It's a whole new frontier and we're expected to swallow the fact that we'll NEVER achieve the American dream while learning and inventing a whole new way of life and teach it to our children.

Hey, I'm not trying to be dramatic. I've read "Angela's Ashes"....I know we're not starving to death or having our children die of disease in our arms. I get it. But this isn't the life I was promised, either. If I worked my butt off to get a degree, if I served my country, then I should have a decent life and my children, who sacrificed YEARS of their childhood without their dad while he was continually deployed, definitely deserve a better lot than this.

Instead of giving Congress raises, give veterans raises. Give veterans bonuses. Give teachers, doctors, public servants raises and bonuses. Give them loan forgiveness. Give them a wage that will provide them and their families with a decent lifestyle, not scraping by and denying their children everything.

Read more: http://www.esquire.com/features/young-people-in-the-recession-0412-3#ixzz1qzXdsDWf

Thursday, October 23, 2008

Today's my brother's birthday! Anyway, it's been a while since I wrote because it seems everything I touch has broken...lol! Our van has some sort of electrical problem and it won't start. Then, about three days later, we got rear-ended in the Jeep. The dog jumped on the laptop and broke it by bending the monitor all the way back, and then the heat pump went out in the house. Who knew we could rack up about $2K of repairs in less than two weeks?

Anyway, I'm trying to stay positive. We've got plenty of space heaters, so until the heat pump's fixed we can stay warm. The Jeep still runs, so until the van is fixed we still have transportation. The laptop is still functional, I just have to plug it via VGA into the desktop monitor, which of course makes it lack the portability of a laptop but hey, I didn't lose all my photos and data and buying another laptop isn't entirely necessary at this time. So as long as we're all healthy, I'm happy. (Knocking hard on wood).

So Logan got to come home for about four days and then went straight back out to sea. I hate it. But at least he will be home for the holidays this year!! I'm so excited! He's going to be here for Halloween, Thanksgiving, Christmas, AND New Year's (an unprecedented lineup thus far in his Navy career!). I think we're sticking around the area during the holidays except maybe a long weekend up to NYC to ice-skate at Rockafeller Center. Logan's never been, which I think is a crying shame and I insisted we go before we move out to the MidWest and never again see civilization....er, you know what I mean. I know my parents are coming up for Thanksgiving and we may go down there for a few days right around Christmas.

OK, so is anyone sick to death of hearing about the election, already? If I hear one more ad about either candidate I'll scream. We're turning our cable off and attempting to live sans TV for a while...everyone I know who's done it has never gone back! So hopefully when I'm not leaving news channels on all day to watch while I do laundry, vaccuum, etc, it won't bug me so bad! Our local newspaper has done a great job of covering other news so my morning read isn't ruined. :)

I'm afraid I've got no new photos today...somehow I ruined my Bluetooth connection so I can't upload the photos from my phone. At least my 2 yr upgrade is coming up in a few weeks so I'll be getting a new phone that works ALL the time! Yay! Logan's tried to get me to buy a new phone before now, since mine is shorting out, losing power quickly, and now the Bluetooth is messed up....but there's a certain satsifaction in holding on to something until you get rewarded with a uber-cool new one for free or really, really cheap. So I'll hold out the three additional weeks, keep my phone plugged in 24/7, and just stockpile these photos until I do get a new, uber-cool phone! Until then...I'll just post here...